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  • 2026
  • February
  • 4
  • Auto insurance prices fall nationally -except in Michigan
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Auto insurance prices fall nationally ‑except in Michigan

Washtenaw Republican Club February 4, 2026
highway

Whit­mer’s Michi­gan: Car insur­ance rates dropped 6% nation­al­ly, while in the demo­c­rat run State of Michi­gan our insur­ance rates are up 12%!

Thanks Democ­rats!

Per WOODTV:

Nation­al­ly, the aver­age full-cov­er­age pre­mi­um dropped 6% to $2,144 a year in 2025, accord­ing to a new Insu­ri­fy analy­sis. Wyoming (-30%), Iowa (-25%) and Arkansas (-23%) had the largest price cuts in the nation and were among the 39 states that saw rates fall from 2024.

The decline comes after a rapid pre­mi­um run-up in recent years that “sig­nif­i­cant­ly improved” insur­ers’ finan­cial foot­ing, the report not­ed. Now, many insur­ers are cut­ting rates to com­pete for cus­tomers.

How­ev­er, that’s not the case every­where.

Ten states con­tin­ued to see prices rise in 2025, led by New Jer­sey (+20%), Rhode Island (+13%) and Michi­gan (+12%). Wash­ing­ton, D.C., also post­ed an 18% increase from the year pri­or, mak­ing it the most expen­sive place for car insur­ance in the nation, with full-cov­er­age aver­ag­ing $4,017 in 2025, per Insu­ri­fy.

Read the full sto­ry here.

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